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Guide10 min read

ChatGPT Pricing & Subscription Plans in Canada (2026)

February 2026By ChatGPT.ca Team

How Much Does ChatGPT Cost in Canada?

Quick answer: ChatGPT has 6 plans in Canada — Free ($0), Go (~$11 CAD/mo), Plus (~$27 CAD/mo), Pro (~$272 CAD/mo), Business (~$34 CAD/user/mo), and Enterprise (custom). All prices billed in USD; your bank converts to CAD. Use the ChatGPT Cost Calculator to see your exact cost including provincial taxes.

Free
$0 CAD/mo
$0/year
Go
~$11 CAD/mo
~$132/year
Plus
~$27 CAD/mo
~$326/year
Pro
~$272 CAD/mo
~$3,264/year
Business
~$34 CAD/user/mo
~$408/user/year
Enterprise
Custom pricing
Contact sales

* CAD prices based on USD pricing × 1.36 exchange rate. Actual charges vary with exchange rates and bank fees.

Understanding ChatGPT Pricing for Canadians

OpenAI prices ChatGPT subscriptions in US dollars, which means Canadian users need to account for currency conversion. As of February 2026, ChatGPT offers 6 plans — Free, Go, Plus, Pro, Business, and Enterprise. Here's everything you need to know about ChatGPT pricing in Canada.

Important for Canadian Users: All prices are charged in USD. Your bank will convert to CAD at their exchange rate, which typically adds 2.5-3% to the converted amount. Some credit cards offer no foreign transaction fees.

Complete Pricing Comparison

FeatureFreeGoPlusProBusinessEnterprise
USD Price$0$8/mo$20/mo$200/mo$25-30/user/moCustom
Approx CAD Price*$0~$11/mo~$27/mo~$272/mo~$34-41/user/moContact sales
Yearly Cost (CAD)$0~$132~$326~$3,264~$408/userContact sales
GPT-4o AccessLimitedMore than FreeFull accessUnlimitedFull accessUnlimited
GPT-5.2 Instant-
o1 Pro Mode---✓ Exclusive--
GPT-4o mini
DALL-E Image GenerationLimitedExtendedUnlimited
Advanced Data AnalysisLimitedLimitedUnlimited
Web BrowsingLimited
Custom GPTsUse onlyUse onlyCreate & useCreate & useCreate & shareCreate & share
Admin Console----
SSO/SAML-----
May Include Ads-Possible----
Data PrivacyStandardStandardStandardStandardEnhancedEnterprise-grade

Is ChatGPT Free in Canada?

Yes — ChatGPT Free is available to all Canadians with no credit card required. For a deeper comparison of what you get (and don't get) with the free tier, see our full guide to ChatGPT Free in Canada.

ChatGPT Free

$0 CAD/month

The free tier gives Canadian users access to ChatGPT's core capabilities. While limited compared to paid plans, it's excellent for casual use and testing.

What's Included:

  • • Access to GPT-4o mini (fast, capable model)
  • • Limited GPT-4o access during off-peak hours
  • • Basic web browsing and image generation
  • • Use (but not create) Custom GPTs
  • • Standard response times

Best for: Students, casual users, those trying ChatGPT for the first time

BUDGET PICK

How Much Is ChatGPT Go in Canada?

~$11 CAD/month
(USD $8 + currency conversion) · ~$132 CAD/year

The new budget tier for users who want more than Free without the full Plus price. Offers more GPT-4o access and extended image generation at a fraction of the cost.

What's Included:

  • • More GPT-4o access than the Free tier
  • • Access to GPT-5.2 Instant
  • • Extended image generation
  • • Web browsing
  • • Use (but not create) Custom GPTs
  • • May include occasional ads

Best for: Casual users who want more than free, students on a budget, light personal use

MOST POPULAR

How Much Is ChatGPT Plus in Canada?

~$27 CAD/month
(USD $20 + currency conversion)

The most popular option for Canadian professionals and power users. Provides full access to GPT-4o and all advanced features.

What's Included:

  • • Full GPT-4o access with higher limits
  • • Priority access during peak times
  • • DALL-E 3 image generation
  • • Advanced Data Analysis (code interpreter)
  • • Web browsing with real-time info
  • • Create and publish Custom GPTs
  • • Voice conversations
  • • Early access to new features

Best for: Professionals, freelancers, small business owners, content creators

ChatGPT Pro

~$272 CAD/month
(USD $200 + currency conversion) · ~$3,264 CAD/year

The premium tier for power users, researchers, and professionals who need the absolute best AI performance. Includes exclusive access to o1 pro mode for complex reasoning tasks.

What's Included:

  • • Everything in Plus
  • Unlimited access to GPT-4o, o1, and o1-mini
  • o1 pro mode — uses more compute for the hardest problems
  • • Unlimited Advanced Data Analysis, DALL-E, and web browsing
  • • Extended context for complex tasks
  • • Priority access to new models and features

Best for: Researchers, data scientists, engineers, and professionals who push AI to its limits daily

ChatGPT Business (Formerly Team)

~$34-41 CAD/user/month
(USD $25/user annual, $30/user monthly)

Designed for small to medium teams. Includes everything in Plus, plus collaboration features and enhanced privacy. OpenAI renamed this plan from "Team" to "Business" in early 2026.

What's Included:

  • • Everything in Plus
  • • Higher message limits than Plus
  • • Create and share GPTs within your workspace
  • • Admin console for team management
  • • Your data is NOT used for training
  • • Dedicated workspace for your team
  • • Bulk member management

Best for: Teams of 2-149 people, agencies, growing businesses

Need help deploying ChatGPT across your team? Get a free deployment plan →

ChatGPT Enterprise

Custom Pricing
(Contact OpenAI sales)

For large organizations requiring enterprise-grade security, compliance, and unlimited access.

What's Included:

  • • Everything in Team
  • • Unlimited GPT-4o access
  • • SSO/SAML integration
  • • Advanced admin controls
  • • Domain verification
  • • Analytics dashboard
  • • Priority support
  • • Custom data retention policies
  • • SOC 2 compliance

Best for: Large enterprises, organizations with strict compliance needs

We help Canadian enterprises implement ChatGPT with custom integrations. Talk to a specialist →

🍁 Tips for Canadian Subscribers

💳
Use a no-FX fee credit card: Cards like Scotiabank Passport Visa, Brim Mastercard, or Rogers World Elite have no foreign transaction fees, saving you 2.5% on every payment.
📊
Track exchange rates: The USD/CAD rate fluctuates. Your monthly cost could vary by $2-3 CAD depending on timing.
🧾
Business expense: ChatGPT subscriptions are typically tax-deductible as a business expense in Canada. Keep your receipts!
🔒
PIPEDA considerations: For business use, consider Business or Enterprise for enhanced data privacy controls that align better with Canadian privacy laws.

Vous cherchez les prix de ChatGPT au Canada en français? Consultez notre guide ChatGPT en français →

Frequently Asked Questions

How much does ChatGPT cost in Canada?

ChatGPT has 6 plans in Canada: Free ($0), Go (~$11 CAD/mo), Plus (~$27 CAD/mo), Pro (~$272 CAD/mo), Business (~$34 CAD/user/mo), and Enterprise (custom pricing). All prices are billed in USD and converted to CAD by your bank.

Is ChatGPT free in Canada?

Yes, ChatGPT Free is available to all Canadian users at no cost. It includes access to GPT-4o mini, limited GPT-4o access, basic web browsing and image generation, and standard response times. No credit card is required.

What is ChatGPT Go and how much does it cost in Canada?

ChatGPT Go is a budget plan at $8 USD/month (~$11 CAD/month). It offers more GPT-4o access than the Free tier, extended image generation, and access to GPT-5.2 Instant. It may include occasional ads.

How much is ChatGPT Plus in Canada in 2026?

ChatGPT Plus costs $20 USD/month, which is approximately $27 CAD per month after currency conversion. The exact amount depends on the current USD/CAD exchange rate and whether your credit card charges foreign transaction fees.

Does ChatGPT charge in Canadian dollars?

No, ChatGPT subscriptions are billed in US dollars (USD). Your Canadian bank or credit card converts the charge to CAD at their exchange rate, typically adding 2.5-3% in foreign transaction fees. You can avoid this by using a no-FX-fee credit card.

What payment methods does ChatGPT accept in Canada?

ChatGPT accepts major credit cards (Visa, Mastercard, American Express) from Canadian banks. Payments are processed in USD and converted to CAD by your bank.

Is ChatGPT Business available in Canada?

Yes, ChatGPT Business (formerly Team) is available for Canadian businesses at USD $25/user/month (billed annually) or USD $30/user/month (billed monthly), which converts to approximately $34-41 CAD per user.

Can I get a refund if I cancel my ChatGPT subscription?

OpenAI does not offer prorated refunds for cancelled subscriptions. Your access continues until the end of your billing period.

Is there a student discount for ChatGPT in Canada?

Currently, OpenAI does not offer student discounts for ChatGPT. However, the free tier and the budget Go plan ($8 USD/month) provide substantial functionality for students.

Which Plan Should You Choose?

👤
Choose Free if:

You're new to AI, use ChatGPT occasionally, or want to test before subscribing

💡
Choose Go if:

You want more than Free at a budget price, are a student, or use ChatGPT casually but hit Free limits

Choose Plus if:

You use ChatGPT daily for work, need reliable access, or create content regularly

🚀
Choose Pro if:

You're a researcher, engineer, or power user who needs unlimited access and o1 pro mode

👥
Choose Business if:

You have 2+ team members, need shared GPTs, or require data privacy guarantees

🏢
Choose Enterprise if:

You need SSO, compliance features, unlimited usage, or have 150+ users

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AI
ChatGPT.ca Team

AI consultants with 100+ custom GPT builds and automation projects for 50+ Canadian businesses across 20+ industries. Based in Markham, Ontario. PIPEDA-compliant solutions.

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