Cursor AI Pricing in Canada 2026
Quick Summary: Cursor AI Pricing in CAD
Quick answer: Cursor has 4 plans — Hobby (Free), Pro (~$27 CAD/mo), Business (~$54 CAD/user/mo), and Enterprise (custom). All paid plans are billed in USD; your bank converts to CAD.
* CAD prices based on USD pricing x 1.36 exchange rate. Actual charges vary with exchange rates and bank fees.
Understanding Cursor Pricing for Canadian Developers
Cursor is an AI-first code editor built as a fork of Visual Studio Code. It integrates AI deeply into the editing experience with intelligent completions, multi-file editing, and codebase-aware chat. Like most developer tools, Cursor prices its subscriptions in US dollars, so Canadian developers need to account for the USD/CAD conversion.
Important for Canadian Users: All Cursor prices are charged in USD. Your bank will convert to CAD at their exchange rate, which typically adds 2.5-3% to the converted amount. The CAD estimates below use a 1.36 USD/CAD rate.
Complete Pricing Comparison
| Feature | Hobby | Pro | Business | Enterprise |
|---|---|---|---|---|
| USD Price | $0 | $20/mo | $40/user/mo | Custom |
| Approx CAD Price* | $0 | ~$27/mo | ~$54/user/mo | Contact sales |
| Code Completions | 2,000/mo | Unlimited | Unlimited | Unlimited |
| Fast Premium Requests | - | 500/mo | 500/user/mo | Custom |
| Slow Premium Requests | 50/mo | Unlimited | Unlimited | Unlimited |
| Privacy Mode | Optional | Optional | Enforced | Enforced |
| Models Available | Basic | GPT-4, Claude, etc. | GPT-4, Claude, etc. | All + custom |
| Admin Dashboard | - | - | ✓ | ✓ |
| SAML SSO | - | - | ✓ | ✓ |
| Team Management | - | - | ✓ | ✓ |
Cursor Hobby (Free)
The free Hobby plan lets Canadian developers try Cursor with no commitment. It includes enough AI-assisted completions and requests for light usage and evaluation.
What's Included:
- • 2,000 code completions per month
- • 50 slow premium requests per month
- • Full VS Code fork with extensions support
- • Basic AI-powered code suggestions
- • Community support
Best for: Students, hobbyists, developers evaluating Cursor before committing to a paid plan
Cursor Pro
The go-to plan for professional Canadian developers. Unlimited completions and generous premium request limits make this ideal for daily coding with AI assistance.
What's Included:
- • Unlimited code completions
- • 500 fast premium requests per month
- • Unlimited slow premium requests
- • Access to GPT-4, Claude, and other frontier models
- • Multi-file editing and codebase-aware chat
- • Priority support
- • Optional privacy mode (code not stored)
Best for: Professional developers, freelancers, indie hackers, and anyone coding daily
Cursor Business
Built for development teams that need centralized management and enforced security policies. Everything in Pro, plus admin controls and compliance features.
What's Included:
- • Everything in Pro
- • Centralized billing for your organization
- • Admin dashboard with usage analytics
- • Enforced privacy mode across all team members
- • Team management and seat provisioning
- • SAML SSO integration
- • Priority support with faster response times
Best for: Dev teams of 2+, agencies, startups, and companies handling sensitive codebases
Need help rolling out AI coding tools across your team? Get a free deployment plan →
Cursor Enterprise
For large organizations requiring custom contracts, advanced security controls, and dedicated support. Tailored to enterprise-scale development workflows.
What's Included:
- • Everything in Business
- • Custom contract and SLA
- • Dedicated account manager
- • Advanced security and compliance controls
- • Custom integrations and deployment options
- • Custom model access and fine-tuning options
- • Volume licensing discounts
Best for: Large enterprises, regulated industries, organizations with 50+ developers
We help Canadian dev teams evaluate and implement AI coding tools. Talk to a specialist →
Cursor vs GitHub Copilot: How Do They Compare?
GitHub Copilot is the most common AI coding assistant, so Canadian developers often compare it directly against Cursor. Here is how they stack up on price and features.
| Criteria | Cursor Pro | Copilot Individual |
|---|---|---|
| USD Price | $20/mo | $10/mo |
| Approx CAD Price | ~$27/mo | ~$14/mo |
| Editor Type | Standalone IDE (VS Code fork) | Extension for VS Code, JetBrains, etc. |
| Multi-file Editing | ✓ Native | Limited |
| Codebase Awareness | ✓ Deep indexing | Basic context |
| Model Choice | GPT-4, Claude, more | GPT-4, Claude (limited) |
| Privacy Mode | ✓ | Business plan only |
Cursor costs twice as much as Copilot Individual but offers a more integrated AI experience with codebase-wide awareness and multi-file editing. For Canadian developers who spend most of their day in the editor, Cursor's deeper integration often justifies the premium. Copilot is the better value if you only need inline completions or prefer JetBrains IDEs.
Cursor vs ChatGPT for Coding
Some developers use ChatGPT Plus for coding assistance instead of a dedicated AI IDE. While ChatGPT is excellent for explaining concepts, debugging snippets, and generating boilerplate, Cursor is purpose-built for writing and editing code inside your project.
Key differences:
- • Context: Cursor sees your entire codebase; ChatGPT only sees what you paste into the chat window
- • Editing: Cursor applies changes directly to your files; ChatGPT outputs code you need to copy-paste
- • Price: Both Pro/Plus are ~$27 CAD/mo, but they serve different workflows
- • Best combo: Many developers use both — Cursor for in-editor AI and ChatGPT for research and planning
For a full breakdown of ChatGPT plan costs, see our ChatGPT Pricing Canada 2026 guide.
🍁 Tips for Canadian Developers
Frequently Asked Questions
How much does Cursor Pro cost in Canada?
Cursor Pro costs approximately $27 CAD per month (USD $20 plus currency conversion). Your bank converts the charge to CAD, and some cards add a 2.5% foreign transaction fee. On an annual basis, that works out to roughly $326 CAD.
Is Cursor AI free to use?
Yes. Cursor offers a free Hobby plan that includes 2,000 code completions and 50 slow premium requests per month. It is a fully functional VS Code fork, so you get the same extensions and editor experience at no cost — just with limited AI features.
What's the difference between Cursor and GitHub Copilot?
Cursor is a standalone AI-first IDE (a VS Code fork) with deep codebase awareness, multi-file editing, and access to multiple AI models like GPT-4 and Claude. GitHub Copilot is an extension that works inside VS Code, Neovim, and JetBrains IDEs. Cursor Pro is USD $20/mo while Copilot Individual is USD $10/mo.
Does Cursor work with all programming languages?
Yes. Because Cursor is a fork of VS Code, it supports every language VS Code supports — including JavaScript, TypeScript, Python, Go, Rust, Java, C++, Ruby, PHP, and many more. All VS Code extensions work in Cursor as well.
Is Cursor Business worth it for Canadian dev teams?
For teams handling sensitive client code or operating under Canadian privacy regulations, Cursor Business at ~$54 CAD/user/month is often worth it. It adds enforced privacy mode (code is never stored or used for training), centralized billing, admin controls, and SAML SSO — all important for professional dev shops.
Which Plan Should You Choose?
You are learning to code, contributing to side projects, or want to evaluate Cursor before paying
You code daily and want unlimited completions, fast premium requests, and access to frontier AI models
You manage a dev team, need enforced privacy mode, centralized billing, or SSO for your organization
You need custom contracts, dedicated support, advanced security controls, or have 50+ developer seats
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